Employer benefits

Tailor-made health plans for your business

Attract and retain top talent. Deliver on what matters to employees today.

UnitedHealthcare offers a health care solution designed for UTIA members.

The solution includes:

• Savings on fully insured medical, dental, vision, life and disability plans

• A large nationwide network

• Health and well-being programs

• Digital tools

• Ease of administration

Learn more at uhc.com/restinfo

Specialty benefits and programs may not be available in all states or for all group sizes. Components subject to change. Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates.

I Missed My State’s Open Enrollment Deadline. Can I Still Get Healthcare Coverage?

Don’t worry! If you missed the enrollment deadline in your state, you have two options:

1. You may qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance if you have experienced a qualifying life event. Qualifying life events can include:

• A change in your home address.

• The loss of health insurance through a job.

• Household changes such as marriage, divorce, a death in the family, or having a baby

You have 60 days to enroll in a plan, if you qualify for an SEP. But, if you miss that 60-day window, you will have to wait until OEP to enroll in an individual health insurance policy for 2024.

OR

1. You may apply for a short-term health insurance plan. Short-term health insurance coverage can be purchased for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not cover pre-existing conditions like Affordable Care Act (ACA) plans.

If you do not qualify for an SEP and decide not to apply for a short-term health plan, you will have to wait until Open Enrollment 2024 begins in the fall.

employee benefits

These are benefits you offer your employee that require no committement from you the employer.

Individual + Family Health Insurance (no employer participation)

Part-time and full-time team members can get help finding affordable personal health insurance by speaking directly to a licensed agent at no cost. This includes seeing if they qualify for any federal subsidies as part of the enrollment process for an Affordable Care Act (ACA) plan.

Individual & family plans require no employer participation or contribution. Pass this along to any team members who are not eligible for employer-sponsored group health coverage.

Click HERE to learn more* or call (855) 502-3347.

*This website is operated by HealthMarkets Insurance Agency, Inc. and is not the Health Insurance Marketplace® website. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Not all agents are licensed to sell all products. Services and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in an insurance plan. No obligation to enroll. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled. Medicare has neither reviewed nor endorsed this information. HealthMarkets Insurance Agency offers the opportunity to enroll in either Qualified Health Plans (QHP) or off-Marketplace coverage. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces.

Restaurant and Foodservice members can access these benefits by contacting Kaley Krause directly at Kaley_krause@uhc.com or calling 916.708.2343