HEALTHCARE Employer benefits

These are benefits you as an employer can offer to your employees and require a commitment through you the employer. For benefits you can freely offer employees now see below.

Exclusive Member Only Pricing and Solutions from UnitedHealthcare

UTIA members qualify for UnitedHealthcare’s legacy program with discounts available on medical, dental, and vision products. Employers can download posters to share these plans with their employees HERE.

Contact Alliah Sheta alliah.sheta@uhg.com



FAQ

I Missed My State’s Open Enrollment Deadline. Can I Still Get Healthcare Coverage?

Don’t worry! If you missed the enrollment deadline in your state, you have two options:

  1. You may qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance if you have experienced a qualifying life event. Qualifying life events can include:

    • A change in your home address.

    • The loss of health insurance through a job.

    • Household changes such as marriage, divorce, a death in the family, or having a baby

You have 60 days to enroll in a plan, if you qualify for an SEP. But, if you miss that 60-day window, you will have to wait until OEP to enroll in an individual health insurance policy for 2022.

OR

  1. You may apply for a short-term health insurance plan. Short-term health insurance coverage can be purchased for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not cover pre-existing conditions like Affordable Care Act (ACA) plans.

If you do not qualify for an SEP and decide not to apply for a short-term health plan, you will have to wait until Open Enrollment 2022 begins in the fall.


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